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12+ A-rated carriers, one advocate in your corner
We place coverage for electrical contractors with 12+ A-rated carriers. Here's who they are and what kinds of contractor business each one is generally known for.
Carriers we work with include
Chubb
Offers small-business insurance through independent agents, with programs aimed at artisan contractors, a category that covers many trades.
Travelers
Has a construction business unit and an electrical contractor page describing coverage for the risks electricians face, from small shops to larger contractors.
The Hartford
Publishes an electrical contractor insurance offering for small businesses, including general liability and related coverages.
Liberty Mutual
Its construction-trades program spans liability, auto, comp, contractor's equipment (inland marine) and surety bonds.
Nationwide
Writes small-commercial contractors through agents, with general liability, workers' comp, commercial auto, umbrella and inland marine among its contractor coverages.
Progressive
Best known for commercial auto, and its commercial site describes electrician insurance options for independent electricians and electrical contractors.
Cincinnati Insurance
Sells only through independent agents and writes business property, liability, auto, workers' comp and surety for accounts of many sizes.
Auto-Owners
Has a contractor program through independent agents with liability, auto, workers' comp and contractors' equipment coverage. It writes in 26 states.
AmTrust
Widely known as a small-business workers' comp writer, with BOP and general liability options that list contractors among its industries.
Western Reserve Group
A regional mutual writing in Ohio and Indiana, with business owner's, auto, liability, umbrella and inland marine policies.
About ratings
Each carrier we work with is rated A- (Excellent) or better by AM Best. For the latest Best's Credit Rating, visit ambest.com.
Why the carrier list matters to you
Carriers have appetites. One may love residential service shops and avoid industrial work. Another may welcome commercial contractors but limit roof-mounted solar. Working with several carriers lets us match your business to the ones most likely to write it well. Not every carrier is available in every state, and each one decides whether to offer coverage after reviewing your application.
Carrier names and logos are trademarks of their respective owners and are shown to identify carriers we work with, not to imply endorsement. Start a quote to see which ones fit your shop.
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Independent agents, 12+ A-rated carriers, and a licensed agent back to you within one business day.